Odisha govt first tracks Common Payment Card solution for Bhubaneswar

ଭୁବନେଶ୍ୱର ସ୍ମାର୍ଟ ସିଟି ଲିମିଟେଡ୍‌ କର୍ତ୍ତୃପକ୍ଷ ସୂଚନା ଦେଇ କହିଛନ୍ତି ଯେ, ଏଣିକି ରାଜଧାନୀରେ ଯେଉଁ ହୋଟେଲରେ ଖାଆନ୍ତୁ କି ସିଟି ବସ୍‌ରେ କେଉଁ ଆଡ଼କୁ ଯାଆନ୍ତୁ। ବିଦ୍ୟୁତ୍‌ ବିଲ୍‌ ଦିଅନ୍ତୁ କି ପାଣି ବିଲ୍‌। ଗାଡ଼ିରେ ପେଟ୍ରୋଲ୍‌ ପକାନ୍ତୁ କି ପାର୍କିଂ କରନ୍ତି, ଏଥିପାଇଁ ଗୋଟିଏ କାର୍ଡ ବ୍ୟବହାର ହେବ। ଏହି କାର୍ଡ ସ୍ୱାଇପ୍‌ କରି ଆବଶ୍ୟକୀୟ ଦେୟ ଦେଇହେବ। ରାଜଧାନୀବାସୀଙ୍କୁ ପର୍ସରେ ଆଉ ଡେବିଟ୍‌ କାର୍ଡ କି କ୍ରେଡିଟ କାର୍ଡ ନେଇ ଯିବାକୁ ପଡ଼ିବନି।


Bhubaneswar: Odisha government today approved selection of ICICI Bank as the successful financial institution for implementation of Common Payment Card System (CPCS) in the city of Bhubaneswar.

ICICI Bank, as the implementing agency will be making an investment of approximately Rs. 20 crore for the city wide implementation of the system.

The Common Payment Card System (CPCS) is one of the modules forming part of the Pan City Smart Solutions in the Smart City Proposal of Bhubaneswar.

Under this module, it is proposed to implement an interoperable and integrated electronic payment ecosystem for citizens, visitors and businesses in the city by making common smart card and mobile wallet based payment system accessible to the users on 24X7 basis. It shall enable access to single electronic payment instrument to all strata’s of society and from every corner of the city.

This system shall facilitate all citizen service payments across the city including bus and para-transit payments, parking payments, municipal service payments, utility payments, etc. through an open-loop based fare card and mobile applications apart from other payment modes approved by Reserve Bank of India.

As part of the project, the bank will design and make available at least 5 lakh smart cards under this system. The citizens, visitors and other users will be able to buy the card through payment of a minimum top up of Rs. 200 per card. A one-time fee of Rs. 50 per card shall be retained by the bank as cost towards the card.

Further with an aim to create doorstep delivery of payment services, the implementation also comprises of installation of 325 Point of Sale (POS) machines, at government premises and in partnership with private entities, retailers &other merchants at a grid of 500m in the city.

The solution has been designed based on RuPay specifications which shall be efficient and cost effective for the citizens and the merchants (government as well as private) availing the facility of Common Payment Card System. The system shall also: –

Conform to national recommended standard – National Common Mobility Card (NCMC)
Offer inherent interoperability
Be based on common banking system and regulations
Provide higher availability and accessibility of services
Enable universal usage – e-commerce, retail points and others
Aid financial inclusion initiative
Aid Digital India Initiative
Result in lower technology and regulatory cost to implementing agency
In-order to meet diverse need of citizens and application, following payment media types have been included as part of the project: –

Open loop EMV/RuPay with Contactless Smartcards
Unstructured Supplementary Service Data (USSD)
Aadhar Enabled Payment System (AEPS)
Unified Payment Interface (UPI)
Physical Point of Sale (POS)
Mobile Wallet integrated with pre-paid account
Internet Banking
Mobile Banking
Micro ATMs
QR Code based transactions
Mobile application based ticketing using QR code and NFC in future