New Year Gift from Modi Towards Cashless India! His App Allows You To Pay Using Your Thumb!

ପ୍ରଧାନମନ୍ତ୍ରୀ ନରେନ୍ଦ୍ର ମୋଦି ବିଏଚ୍‌ଆଇଏମ୍‌ ଆପ୍‌ ଲଞ୍ଚ୍‌ କରିଛନ୍ତି। କେବଳ ଆଙ୍ଗୁଠି ଚିହ୍ନ ଦେଇ ଏହି ଆପ୍‌ ଜରିଆରେ ଅର୍ଥ କାରବାର କରିହେବ। ଆଧାର ଲିଙ୍କ୍‌ ଥିବା ଆକାଉଣ୍ଟରେ ଏହି ଆପ୍‌ କାମ କରିବ। ଉଭୟ ଯୁପିଆଇ ଓ ୟୁଏସ୍‌ଏସ୍‌ଡର ଏହା ରି ବ୍ରାଣ୍ଡେଡ୍‌ ଆପ୍‌ ବୋଲି ମୋଦି କହିଛନ୍ତି। ଡିଜିଟାଲ୍‌ ଅର୍ଥ କାରବାର ବୃଦ୍ଧି ପାଇଁ ଏହି ଆପ୍‌ ଲ଼ଞ୍ଚ୍‌ କରାଯାଇଛିି। ବିନା ଇଣ୍ଟରନେଟ୍‌ରେ ବି ଏହି ଆପ୍‌ କାମ କରିବ। ପ୍ଲାଷ୍ଟିକ୍‌ କାର୍ଡ ଓ ପୋଓଏସ୍‌ ମେସିନ୍‌ର ବ୍ୟବହାର କମ୍‌ କରିବା ପାଇଁ ଏହି ଆପ୍‌କୁ ଲଞ୍ଚ୍‌ କରାଯାଇଛି। ଏହି ଆପ୍‌କୁ ବ୍ୟବହାର କରିବା ଦ୍ୱାରା ସେବା ଯୋଗାଉଥିବା କମ୍ପାନିକୁ ଯେଉଁ ଅର୍ଥ ଦେବା କଥା ତାହା ଦେବାକୁ ପଡ଼ିବ ନାହିଁ। ଗ୍ରାମାଞ୍ଚଳର ଲୋକ ଏହାକୁ ବ୍ୟବହାର କରିପାରିବେ ବୋଲି ପ୍ରଧାନମନ୍ତ୍ରୀ କହିଛନ୍ତି। ଏହାକ ଲଞ୍ଚ୍‌ କରିବା ପରେ ପ୍ରଧାନମନ୍ତ୍ରୀ ଖଦୀକୁ ପ୍ରଥମ ପେମେଣ୍ଟ ଦେଇ ଏହାର ଉଦ୍‌ଘାଟନ କରିଥିଲେ।


To promoting cashless India, PM Modi has launched a brilliant move today. Yes, in Digi Dhan Mela Event held at new Delhi’s Talkatora stadium, PM Modi launched the BHIM app. This app named after Dr Babasaheb Ambedkar will completely take care of all digital transactions. Moreover, the plus point is that BHIM would be linked directly to the bank account.

BHIM’s full form is Bharat Interfact for Money and with this Aadhaar based mobile payment app, quick transactions can be made with UPI. You can now send payments from one bank to another just with the payment address or mobile number. National Payments Corporation of India has developed this instant payment app.

The application has been named after Dalit icon Bhim Rao Ambedkar.

BHIM, short for Bharat Interface for Money, can be used with other Unified Payment Interface (UPI) applications and bank accounts.

To use it, one needs to download the app from an App store and register their bank accounts and set up a UPI pin for the account. The mobile number is the payment address and one can start transactions immediately.

The new app is expected to minimise the role of plastic cards and point of sale machines. The app will eliminate fee payments for service providers like MasterCard and Visa, which has been a stumbling block in people switching to digital payments.

The app can be used to send and receive money through smartphones. Money can also be sent to non UPI supported banks. Bank balance can also be checked through the app. Currently Hindi and English are supported in the app, with more languages coming soon.


What do I need for BHIM?

All that you need is an iPhone or an Android phone(Compatible). Android version 8 or above is needed to access this app. Moreover, a bank account and a stable internet connection is needed.


How to use it?

1. Register the bank account with the app and get a UPI PIN for the account. The PA or the Payment address is your mobile number.

2. Funds can be transferred instantly through payment address or a mobile number. You can also use MMID or IFSC code for sending money. If needed, there is an option of reversing payments and sending payment requests.

3. Transactions and bank balance can be checked.

4. Custom payment address can be created along with the phone number.

5. QR code can be scanned for faster entries.

6. A Maximum amount of Rs 10000 per transaction and 20,000 within 24 hours is allowed.


This is indeed a good luck for India, how excited are you to use this app? Do share your thoughts about this move of Modi in our comments section below!